Thinking of moving back in with your parents as an adult to save money for a home of your own? Already took the plunge and think you have made a horrible mistake? Here's my experience and a few tips for surviving your first couple of weeks. 

Well we finally did it! We took the plunge and packed up our beautifully spacious 3 storey townhouse and 7 cats and have moved back in with my Mum to save for our forever home... a bohemian gypsy-soul dream of a 57 foot plus Narrowboat for a free-living life on the water. 

narrowboat garden
Narrowboat Heaven

Clever? Brave? Crazy? I'm not sure yet.

But I know the freedom and lifestyle it will provide us with at the end will be a life-changer and make all the probable drama worth it. The latest Generation Rent report by the Halifax shows it's a growing trend though, with almost a third of mid 20s to mid 30s first time buyers moving back into the family home in 2015.

It is much harder to amass savings when you’re paying off someone else’s mortgage instead of your own
Betsy Dillner, Generation Rent

And nearly 50% of Europeans already do it. With the stigma of insulting labels like 'Boomerangers' and 'Failed Fledglings' it can feel frustrating but so while not necessarily ideal for your mental health, on the plus side it is an ideal solution for boosting your saving power. Just with our reduced rent we should be able to save nearly £8000 a year alone. Add on top of that the monthly savings on council tax, amenities and  the like and it's a no brainer if you want to buy your own home fast.

Keep reading for my top 10 tips for surviving your first few weeks back living with your parents! 

Our plan is to save like crazy for 18 months and then buy the biggest baddest boat we can find in our budget, gut it and fit it out with an abundance of amazing compact living storage solutions.

We decided to go for boat over bricks and mortar as one, it's a hell of alot cheaper and two, we just want to get out of the rat race and find a little peace in this crazy world. It will provide a relaxed happy environment for raising a family and suits our outdoor lifestyle and free spirited wanderlust so much more than 4 brick walls ever could. 

Moving house to me though is like Hell on crack... I totally HATE it! The boxes, the constant fighting with twisty cellotape, updating all the address information and banking ... the disruption and mess... urgh. It actually makes me nauseous.

Give me a few essentials to chuck in a holdall and go any day. Add to that cramming the best part of 3 storeys into 2 small sized attic rooms and half a cellar, it's been a serious challenge - but my latest obsession with compact living is proving useful. After a week and half we finally have actual real living space. I have only had maybe 10 full on mental breakdown epsiodes in the process.

Purging alot of our non-essentials definitely helped and purchasing and DIYing some clever budget storage solutions was a life-saver. I will share my top tips for squishing yourself into a tiny living space soon or you can check out my dedicated Pinterest board by clicking here.

If I'm truly honest, I'm finding it harder to adjust to living back at home after a decade away than I thought. It's weird. My family is weird. And loud. They probably think the same about me. I don't always want to be sociable and I'm used to my own company and when I work I like to be left alone. I never found it this hard to type and talk in an office... wtaf?!

But I'm hoping soon we can find a new routine and once we start seeing the savings tot up that will sweeten the deal for sure. Mr B is taking it all in his stride as he always does and has already started ramping up the overtime on site. The kitties are loving their awesome new Catio too ... being so close to a main road in a city in comparison with being surrounded by open fields, we built them a giant enclosure in the back garden to get their outdoor time.

So it's just little ol' homebody me that is struggling.

I keep finding myself frustrated that we couldn't just save enough to buy one outright already but know that's not realistic in this economic climate. And I need to remind myself that we chose to do this, it's not prison no matter how much it feels that way.

Anxiety over the simplest of tasks and feeling like an inconvenient over-sized child to my Mum, even though it was her who offered to set us up with a cheaper place to live while we save, is driving me crazy. I do things at my pace and am being shunted along with basic tasks like chores and dinner. I don't know when to cook and fret about jostling in the kitchen for space, have put a wash load in when it's inconvenient at least 100 times already and creep around like a naughty kid again but we're getting there. I guess as with all new things it's just time. 

Here's some things I have learned so far that may help you if you are in the same position and stumbled across this page in panic:

  • My number one tip for surviving just your first couple of weeks, while you are still adjusting to seeing extra people around the home.... headphones. I cook in headphones, I clean in headphones, I work in headphones - my Mum thinks they are permanent new appendages. I think they are lifesavers sent from heaven. 

  • Discuss where your all your everyday stuff will go in advance - which cupboards will you use for crockery, utensils etc, where do you hang your coats and leave your shoes when you collapse in through the front door... it's hard enough to deal with living back with your parents as an adult without being nagged for leaving your sh*t around like you did when you were a teenager

  • Remember you're an adult and perfectly capable of running your own home. Not once did I burn down my house, break the walls by hanging pictures, or live starving in utter squalor - facts that seem to be being overlooked at times. 

  • Remember the end goal - the first 3 days here I was so claustrophobic and frustrated by the lack of space and freedom that I completely forgot that we had chosen this and that we were going to buy a boat at the end of it all. Make yourself a pinboard with a giant picture of your end goal and markers along the way to tick off. 

  • It takes time to adjust so don't be so hard on yourself if you feel like crap. Moving is stressful enough at any time and ranked right up there with divorce and grief as highly emotive so if you add in all those other frustrations too it's not surprising it's going to take time to adjust to new routines and surroundings even if they are familiar. Pamper yourself a little by surrounding yourself with your favourite things. 

  • If you are a couple, set aside time for alone time together if you didn't already. Moving house always upsets your routine and can limit the amount of time you spend together just chilling out and being with one another - in your parents house, it's easy to become less tactile and act more like friends or get your alone time encroached upon so set aside at least a few hours a week to go something special together for date night even if it's just snuggling up and watching a movie. 

In terms of the practicalities though, you will be saving across the board not just on monthly rent but your contributions are likely to be inclusive of the amenities, council tax, tv, wifi, and heating costs. I'm hoping that as a result, by Spring/Summer 2018 we will be in a position to be getting on the water.

It's exciting, it's scary, it's already driving me crazy... but it's something that is going to totally flip and positively change the way we live and our well-being forever, and that's awesome.  

Have you moved back with your parents to save for your deposit or otherwise? Do you know anyone that has? Horror story or Heart-warmer? I'd love to hear in the comments below. This is just the start of our journey, I look forward to sharing it with you all. I may need you for moral support! ;)